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Declined credit? What you should know and what to do next

Have you been refused credit? Not sure why, or what you can do next? This step-by-step guide will help you.

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There could be several reasons for why you were refused credit. Lenders decide who they will lend money to, and will learn about your credit history by looking at your credit report and application form. It's always the lender who decides to approve or refuse an application, not the credit agencies like Experian. If you've been refused credit, or know someone who has, download this free resource to learn why this might have happened and tips for increasing your chance for future acceptance.

About PayDashboard

PayDashboard is the all-in-one employee pay and financial wellbeing solution that harnesses the power of payday to boost financial resilience across your workforce. Our secure API technology integrates with your payroll and HR systems for a bespoke employee pay and benefits experience. Assure the security of your payroll data with our award-winning, IS0-27001 and Cyber Essentials accredited solution.

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